What to do after a hit-and-runIf you’re the victim of a hit-and-run accident, try to record the license plate number, and get a description of the car, including make, model, color and approximate year if possible. Contact the police and report this information as soon as possible, and be ready to also report your location and the direction in which the driver was traveling. Your next step should be to contact your insurance agent or company, who can get the claims process started and help arrange towing or a rental car if needed. How to protect against hit-and-run accidents Minimal car insurance coverage may not protect you from a hit-and-run accident; these types of claims typically fall under uninsured motorist coverage or Collision coverage depending on your state and insurance company. A policy that includes uninsured motorist protection not only covers you in the event of a hit-and-run accident, you may also be financially protected if struck by an uninsured driver.